Course Overview:
Budgeting for Success is a practical and supportive short course designed to help learners understand the financial transition into work. Building on budgeting skills from previous courses, this session empowers participants to explore the benefits of employment, not just financially, but also for wellbeing, while gaining confidence in managing changes to income and benefits.
The course will simplify Universal Credit in the context of work, introduce basic payslip literacy, and explain how income is supported through in-work benefits. Learners will also gain clarity on the documentation required to prove their right to work in the UK, helping to remove barriers to employment.
Course Aim:
- To support learners to identify the benefits of being in work.
- To develop an understanding of how Universal Credit continues move into employment.
- To apply numeracy skills to real-life budgeting and payslip interpretation.
- To improve knowledge of Right to Work documentation requirements
- Personal reflection: goals, challenges and feelings about moving into work
- Interactive quiz: the mental, social and financial benefits of employment
- Overview and discussion of Universal Credit as an in-work benefit
- Worked budgeting examples: how wages affect Universal Credit payments
- Quiz and discussion: Right to Work documentation and where to get it
- Understanding payslips: deductions, National Insurance, gross and net pay
- Practical numeracy: calculating take-home pay and changes to income
- On a lower income (individual income less than £25,750 a year)
- In receipt of benefits (other than child benefit)
- Not in work and looking to go into work, now or in the future
- Care leaver, refugee, foster carer, carer, military family / ex-armed forces personnel,
- Have a learning difficulty or disability
- Have school-aged children who receive means-tested free school meals
- Not in work and looking to go into work, now or in the future